I stand fairly upright and don't bend over too much. I have long arms for my height. For me, bending over too much is not comfortable and did not improve my putting. I am a decent putter too. I was fit to that length.
Your height and your putter length - Page 6
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I'm 5'9" and my TM Daddy LL is the 38" version, I originally was using it the way TM says it's designed for but then did some experimenting with it and found if I use a split grip and claw my right hand I can control the pace much better, since I have made this change three putts have dropped off and I make 4' and in at a high % now I think I'm able to get my putts below 36 per round fairly often, I know some may think that's not that good of stats but you have not putted the greens at my home course they are extremely fast and firm when this course first opened in 2000 people bitched about the greens so much they finally had to soften them, but they still are firm as hell.
I am 5 feet 10 and use a 31 inch putter. I found the Carbite Polar Balanced at a garage sale. It was a belly putter and I tried it out that way, but that just did not work for me. More power to the belly putters out there. Anyway, I liked the head, insert and feel so much, so I cut it down to a shaft length of 31 inches and put a Tiger Shark Oversized grip on it and bam! Rolling action time.
I am 6'3" I bounced in between two putter last season. First was a The Laguna 1.5 and I have that at 36" second was the daddy long legs putter which is 38". I enjoy the SC but found the Daddy long legs to be much more comfortable when putting due to the extra length. The putter is designed to have about 2-3" exposed above your hands due to the counter balance effect. but regardless it is a good putter, I would recommend it.