Monthly Payments. . .

**bogeyhitter25** · July 18, 2008

Does anybody know of a website that can sell their clubs by using monthly payments?

**mellojoe** · July 18, 2008

Does anybody know of a website that can sell their clubs by using monthly payments?

I hope I don't sound like an idiot here... I mean this with nothing but positive intentions.

Have you thought about Credit Cards? Not that I'm advocating going into debt, but that you can often times find good deals on introductory offers with Credit Cards. 0% for 6months. 0% for 12 months. Etc. Thus, you could put the whole lot on the card and force yourself to pay it off before the end of that period. However, the traps with Credit Cards is that they don't require you to pay them off in full. You can just make a "minimum payment" paying off only the tiniest fraction of the principle balance. Thus, they make a ton of money, and you pay for something simple for years. In theory, though, they provide a way to make payments on purchases.

**Dent** · July 18, 2008

I hope I don't sound like an idiot here... I mean this with nothing but positive intentions.

He's only 14, I'm sure his parents wouldn't let him get a credit card. Good answer though.

**Lemay427** · July 18, 2008

No, unless you find a local shop. I dont believe anyone would enter into a contract with you because you are not of legal age and the contract will not be enforcable on their end. I would go to a local shop/range and tell them your concerns or needs.

Side note...

I used to hit balls at this range when I was 13-16 and they would allow me to take clubs home and run a "credit" with them for repair services and what not. I know if I would have ask to make payments on clubs they would have done it

**mellojoe** · July 18, 2008

He's only 14, I'm sure his parents wouldn't let him get a credit card. Good answer though.

Ah. Didn't see the "age" in his signature.

Yeah, legally you can't be held liable in a contract, so nobody will allow minors to take credit. You'll have to look at someone face to face who trusts that you'll make the payment. As a minor, you could break the contract and refuse to pay, and there is very little the creditor could do to recover the losses. A local guy who knows you or knows your family would be more likely to make some kind of deal with you. Good luck! PS: Advice for you when you DO turn 18. You will get credit card offers by the truckload. You will be inundated with them. Throw them all away. Well, pick one. But, set a spending limit of only $500. Trust me. You'll thank me later. Eventually you'll forget how much you spent on the card and the only reminder will be when you hit that Limit. A $500 hole is a whole lot easier to get out of than a $5000 one. Just your friendly advice from a banker who's seen too much.

**Klean** · July 18, 2008

Don't know any "layaway" type stores. But you can demo different clubs for a monthly fee. Good for club ho's :)

http://www.golfclubdemo.com/

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