I'm not sure how many people this would apply to, but for some it may be due to financial reasons they don't have an official handicap. This game is expensive though so I don't know if that's the case.
What is your opinion on a handicap established through something like Golf Logix? I know GolfLogix can compute your handicap, although I'm not sure its the same way it's done officially. Something I can probably test out after I leave work. It can't be used for tournaments (at least I assume it can't), but it is still computed by a 3rd party so it should be good enough for this forum where a lot of members don't have official handicaps.
I use golf logix and keep my own handicap in a spreadsheet. After my last two rounds, the numbers disagree. I can't figure out if I did something wrong or if GolfLogix figures something different. I have always had the exact same number but now I am about .2 different from the Golf Logix number.
Still, their number is close enough.