Did y'all ever think they reason there is mandated coverage is to keep the expense of extended coverage lower for the entire population?
For example, the little old lady whose insurance must cover maternity -- this is done to get more people with that coverage so the overall expense of coverage for those who do need it is lower. It's the same thing with forcing everyone into the system, so the overall expense of extended coverage is lower. The additional problem is that if you do not have a certain "floor" level of coverage then insurance companies will not offer coverage such as maternity.
I do think we need some type of national health care plan because state by state coverage is not workable if the objective is to allow everyone to have coverage -- the "$$$ have nots", those who insurance will not cover due to pre-existing conditions, and tthose who skip out on paying ER's to pay up ... with coverage.
The HCA needs fixing ... fix it.
I don't see guys with an alternative plan .... you complain about the present plan. I'd rather focus on solutions, and the pure private optional and "you don't qualify" system was not working for millions of people.
Lies? I'm not impressed with the lie told by the people who say the pre ACA system was working. It was not.
You don't force people to pay for things they don't need. It's not fair to the old lady to pay for insurance to cover maternity just to lower the cost for others who don't want to work or don't belong in the country.
You can't fix a system where half the population is looking for a handout while the other half is trying to keep their heads above water. When you keep imposing additional costs on people just because they can afford it today you push them closer to the point where they go under water as well. If the goal is to have everyone except the very rich under government assistance then we are well on our way with bills like ACA.
At some point there needs to be incentive for the people bilking the system to get off their lazy a$$es, get a job and pay their fair share or deal with some harsh repercussions. Until that happens you're just robbing hard working people of their motivation to continue to work.
Edited by newtogolf - 10/30/13 at 9:59am