I disagree. If you buy a course-side house, you're taking that risk. That's why most people have netting or screens up. I see it the same as if you accidentally injure someone (accidentally as in, not hitting into them, something like you flare one into the trees where someone from the hole on the other side has ventured, they don't hear your warning, and your ball hits and injures them). The person who hit the shot is not liable. Golf is classified as a "contact" sport, where you assume risk for non-negligent injury by someone else. And not just lawyer speak, but generally, that feels right to me. I go on the golf course and I expect respect and yells of "fore", but I realize I'm putting myself at risk and it's not everyone else's job to be a low single digit who never hits an errant, risky shot. Seems the same buying a house right next to a fairway to me. You're assuming the risk that your property will be damaged by errant shots by buying a house right next to a hole.
I disagree, the correct thing to do is to man to the accident. That is like saying, if a car runs a red light, goes through an intersection and crashes into a home, its the owners fault that he had a house there. Just sounds stupid to me.
Actually the person who hit the ball is liable. In many cases the course will specify, any damage done to cars, homes, ect.. are the responsibility of the golfer, not the golf course.
Is there a risk for homes on a golf course, yea, I get that. Still man up and at least apologize for breaking the window.