So if the "playoffs" are so important why carry over the points to the playoffs? No other sport with playoffs carries over from the regular season. Just start the first playoff tournament with 125 players and the top 70 advance. And so on.
My loyalty is usually whatever happens to be on a huge discount around the time I'm looking for something specific. Taylormade driver and 3wood, titleist 3i-aw (48 deg), Cleveland 52 and 56, and nike putter.