I've been lucky enough to play at Whistling Straits, and at Pinehurst #2, and their prices are similar to Pebble Beach. In each case, I was glad to have had the experience, but I'm unlikely to ever play them again (at full price). Maybe its the distance from me, but I'm not all that interested in going to Pebble Beach, although its in the same general category as #2 as far as its golf history goes. But value is up to the individual, I understand those who would happily pay the price, and those who wouldn't.
This image of Scotland as dreary, rainy, cold, and expensive is a bit off, in my experience. The price to pay the Old Course can be around half that of Pebble, there are lots of great courses nearby at even lower prices, lodging can be had relatively inexpensively, and the weather I've experienced has been much more sunny than rainy. Of course, its pretty convenient from the East Coast of the US as compared to the West. Again, personal tastes, and personal opinions of value will vary.
Yeah, the whole thing is in quotation marks, @NM Golf.
Of course, it's an off-topic irrelevant personal story, but that's a @Buckeyebowman trait if there ever was one. So maybe you skimmed it and misread it slightly because of that.