I chose money. But I think, depending on the area, it’s more of a perception thing and not reality. If one looks at Aviara, Torrey etc prices and new equip prices I’d agree. But there are many avenues to keep costs way down. Used gear. There are two management/ owner companies that offer “players club” deals which keeps the green fees very reasonable.....sub $50 per 18 , sub $30 weekdays with cart. Even with about 6 course closings in 10 years competition is still pretty good amongst courses for players.
Of the few I know that have given up the game most cite slow play as their excuse.