petie3

I probably miss more than 5 3-footers per round. Adds up.

I always putt out; but on 3 ft putts I'm about 50%. Much better from 20-30 ft.

Remember handicap is not average strokes over par, it is a percentage of average strokes over par, like 85% or thereabouts. Theoretically an 19 handicap would shoot 24 over par while a 6 handicap would shoot 7 over; advantage to the 6 handicapper. Usually gross and net are two separate bets;