PG muni is in disrepair right now, but if you are never coming back, I would make it the only choice. You are playing on the edge of the world., the hazards are natural, and the light house at the end is historical. It is also the cheapest by far. Make sure you call in for an early twilight time.
When I say disrepair, the greens are patchy. They are better than last year this time, but need some more TLC.
Rancho is a favorite of locals and has a back drop of the Carmel Highlands. A little more challenging than PG muni and not as challanging as Laguna Seca. Beautiful and fun, while still being a walkers course. It is a favorite of locals because the membership includes handicap calculations and USGA membership. Not a bad deal.
If you will be back but at a later date I would go Laguna Seca. Up and down course with lots to stratigize over. Rabbits watch you putt while hawks watch the rabbits from high above. If you are not up for a challenge, I suggest you don't keep score.
Hope this helps.