Critical Mass?

[joshtpa]

Although diversity is generally safer than having everything riding on one investment, it is a far cry from a sure thing. In this economy there are very few, if any, sure things. I don't think he was trying to imply that you were wrong, only that even if you are smart the bottom can still fall out.

the market effects everyone, even those not directly invested. the market fell below 11K today, and only upon word that TAXPAYERS were gonna bail out Freddie/Fannie did it rebound. that's MY money bailing out poor banking practices...which isn't right in my book. the little mom'pop bizs that go under don't get the same protection...why not?..but that's another issue.

Thank you for making my point for me both of you. I was having trouble putting into words. Thanks again.