If you're getting 30 rounds a year or anything more than that, with all the ancillary costs adding up to the amount, I'd say it's a great value no matter what, aside from your family suffering financially because of it. I am not a rich man, but I do OK and cost of living is average to maybe below average where I'm at, so I have no problem spending what I do, which is probably in the $6-8k range annually, counting membership dues (which cover more than golf, but if it weren't for golf I wouldn't be paying), occasionally riding in a cart, golfing on vacation or other travel, equipment, etc. Golf is more than a hobby or something to do to stay active, or a way to be social for me. It's a passion, a way of life, and I wouldn't do without it except in very severe situations. Put it this way, if my wife ever (and she never would, but if she did) said I needed to cut back on or quit golfing for any other reason other than financial hardship, we would have a serious problem.