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Do you have any debt?

crawf061

By crawf061
in The Grill Room

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Note: This thread is 6456 days old. We appreciate that you found this thread instead of starting a new one, but if you plan to post here please make sure it's still relevant. If not, please start a new topic. Thank you!

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  1. 1. How much debt do you have?

    • None, I'm debt-free!
      40
    • $1-$10K
      16
    • $10K-$25K
      10
    • >$25K
      13

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crawf061 Established Member

crawf061

Posted
Posted
Seeing all of the replys to this thread talking about paying off debt made me wonder...

How much debt do most of the users here have?

Feel free to ignore the mortgage and car payments (even though they are technically debt as well).
In my bag:

Driver: R540xd
3wood: F-50
3-PW: MP-60Wedges: misc. + RAC Chrome 56°Putter: Oz Blue ChipBall: One Platinum

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bogeyme Well Established Member

bogeyme

Posted
Posted

More than I wish I had but thankfully less than some of my friends. Minus the 2 cars, I have roughly $10k. Paying it off though so it's not that bad.

In my Pro-Walker stand bag:

Driver: Founders Club "The Judge" Graphite shaft (benched for bad play)
3-wood: 15* steel shaft
5 & 7-wood: Velocitized BBT Oversized Graphite Shaft Medium Flex 21* & 25*3-iron: Wilson Sam Snead Blue Ridge (benched for bad play)4-SW: Maker's Pride irons steel shaftsP...


klaymon Dedicated Member

klaymon

Posted
Posted
Zero and man it feels great. Both vehicles are paid for and even our house is financed through a trust setup by my wife's grandmother. If we got in a bad money situation (not able to work, etc), we wouldn't even have to worry about the house payment until we were back on our feet.

joshtpa Great Member

joshtpa

Posted
Posted
I think thats the nature of the message board. A lot of young professionals here starting their lives. That means the usual student loans and credit cards. I was there. I wish the best to all those embarking on their careers and wish their loans get paid off swiftly.

Klew Well Established Member

Klew

Posted
Posted

Minus the mortgage and cars...nothing.

But it sure doesn't make it easier on the wallet. Mortgage is a pretty penny these days, and so is the wife's German SUV.

Still got barely enough funds to golf and buy equipment when need be.

In My Bag:
Driver: R9 TP 9.5°
Hybrids: Idea Pro, 16°, 20°, VS Proto
Irons: TP MB 4-P
Wedges: Vokey SM 50.08 54°, 60°Putter: NP2


Lemay427 Great Member

Lemay427

Posted
Posted
My college F'ed me out of a lot of money but I now have job that I wouldnt get without it so I guess it was worth it. I think my total for student loans is like $20,000 or so. I have been out 3 years. Not bad considering I went to St. Louis University and tuition is around $30,000 per year.

Other than house and one vehicle loan, we don't have anymore debt. I am going to try and keep it that way.

Nike SQ 9.5 w/ ProLaunch Red
Titliest 906F2 15
Miura 202 3-5 Irons
Miura Blade 6-PW Irons
Mizuno MP 51 & 56Yes! Tracy IINike One Black


GaijinGolfer Super Member

GaijinGolfer

Posted
Posted
Ive got a couple credit cards, but thats it. Im hoping to have all that paid off within 2 years.

Whats in my :sunmountain: C-130 cart bag?

Woods: :mizuno: JPX 850 9.5*, :mizuno: JPX 850 15*, :mizuno: JPX-850 19*, :mizuno: JPX Fli-Hi #4, :mizuno: JPX 800 Pro 5-PW, :mizuno: MP T-4 50-06, 54-09 58-10, :cleveland: Smart Square Blade and :bridgestone: B330-S


redi630 Well Established Member

redi630

Posted
Posted
I have a car payment, wife's school loans and a Mortgage. Car and school should be paid off in 2 years but the Mortgage alone will still keep me over 25K.
Drive for show, putt for dough


PutterKarsten Anser2
WedgesX-Forged 52* 58*IronsX-20 tours P-3HybridX 21 stiff4-wood R9 17 mitsubishi rayon fubuki StiffDriver R9 11.5 mitsubishi rayon fubuki Stiff

Mike89LX Newbie

Mike89LX

Posted
Posted
If we're not counting the mortgage than I just have a little over $1k in CC debts, all the cars are paid off

juanjohn Member

juanjohn

Posted
Posted
Luckily I don't have any debt. I'm in college right now and my parents have paid for everything since I played baseball up until last year. Now that I'm catching up to the maturity party I'm looking for a job so I can save up for myself and one day be able to take care of my parents, not that they need. You could say I'm fully indebted to them.

beach_golfer Member

beach_golfer

Posted
Posted
Well with the truck payment included, about $8800. Thankfully after I turned 18 I had enough mind to not accept every CC offer thrown my way. I actually didn't get my first CC til I was 20yo. I don't expect to get another one till I marry either.

What's in my bag?
Driver Rapture 9.0* Oban Devotion 75G.
5 wood 904F
Hybrid Rapture 21*
Irons MP-60'SWedges Vokey SM 58 oil can. 54* TOUR-W, Solus 51*Putter Squareback You have to go out, but you don't have to come back.


  • Administrator
iacas Hall of Fame Member

iacas

Posted
  • Administrator
Posted
House, one car, and some student loans. No CC debt, no other debt.

Erik J. Barzeski — ⛳ I knock a ball. It goes in a gopher hole. 🏌🏼‍♂️
Director of Instruction Golf Evolution • Owner, The Sand Trap .com • Author, Lowest Score Wins
Golf Digest "Best Young Teachers in America" 2016-17 & "Best in State" 2017-20 • WNY Section PGA Teacher of the Year 2019 :edel: :true_linkswear:

Check Out: New Topics | TST Blog | Golf Terms | Instructional Content | Analyzr | LSW | Instructional Droplets

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terp2007 Member

terp2007

Posted
Posted
I just graduated in May 07, so I have my student loans. I have like a grand on a 0% credit card, that I'll pay off before the 0% ends. Also have a Infiniti G37 that I have monthly payments for. No mortgage yet.

Driver: TM Rocketballz 10.5°, Stiff Shaft

3Wood: TM Rocketballz Tour 14.5°, Stiff Shaft

7Wood: Maxfli, Regular Shaft

5-PW: TM R7 Draw, Stiff Shaft

Wedges: 50, 54, 58° Cleveland CG14 or CG15

Putter: TM Rossa Daytona


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nevets88 Incredible Member

nevets88

Posted
  • Moderator
Posted
I have a very small mortgage, which I don't pay off for tax reasons. No car, no credit card debt and no student loans. I count myself as very lucky. I'm hardly a spendthrift though. Always prepared for that rainy day.

Steve

Kill slow play. Allow walking. Reduce ineffective golf instruction. Use environmentally friendly course maintenance.

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PuterPutter Established Member

PuterPutter

Posted
Posted
I have taught the Dave Ramsey Financial Peace University course. I live the 7 "baby steps."

There are two things you can do with your head down - play golf and pray. ~Lee TrevinoI Like Photography Too


birdmangriffin Member

birdmangriffin

Posted
Posted
I have about $40,000 in student loan debt at the moment.

What's in my bag:

Driver: R5, 9.5 degree
Fairway woods: 973F
Irons: RAC, 3-AWWedges: Vokey spin milled, 56 degreePutter: White Hot #7Ball: Pro V1


Note: This thread is 6456 days old. We appreciate that you found this thread instead of starting a new one, but if you plan to post here please make sure it's still relevant. If not, please start a new topic. Thank you!

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