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Loaning Money To Friends

ks8829

By ks8829
in The Grill Room

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Note: This thread is 5493 days old. We appreciate that you found this thread instead of starting a new one, but if you plan to post here please make sure it's still relevant. If not, please start a new topic. Thank you!

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huskylawyer Established Member

huskylawyer

Posted
Posted

This has probably been stated in an earlier post, but if you decide to loan money, always put it in writing.  In some jurisdictions, a verbal loan is generally unenforceable.  More importantly, if there is ever a dispute, you want some documentation.   If it is a large loan, request that the loan is secured with some of his assets.  This way, if he/she defaults, you can try to seize the assets.

I'd loan money to friends (never been asked) or family (has been requested-and granted) if I have it (never put yourself in financial distress).   I was super poor when I was young, and people helped me out (not with cash, but letting me stay with them and stuff like that).   With that said, if the potential borrower has a drug, gambling or credit card problem, don't do it, even if they say it isn't for that.   I loaned a family member some money who liked to gamble and gets in credit card trouble, and I'm absolutely certain I'll never get it back.

Driver: Ping K15 (10.5*), Hybrids: Adams Idea Tech v3 2i, Ping G15 4i (23*), Irons: Callaway Diablo Edges (5-9, P, A, S), Putter: Nike Method 001, Bag: Nike Tour Cart II Shoes: Nike Lunar Control, Other: Cliqgear 3.0 Handcart, Callaway uPro GPS, Sun Mountain ClubGlider Meridian Travel Bag

Note: This thread is 5493 days old. We appreciate that you found this thread instead of starting a new one, but if you plan to post here please make sure it's still relevant. If not, please start a new topic. Thank you!

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