My club isn't too bad with bandits as in general most members have been around a while so handicaps seem to be a reasonable reflection. There will always be some people who struggle to play regularly enough for the handicap to be a good reflection. One guy i know just had a baby so he hasn't played on a Saturday for about a year, so even though he has definitely improved in that time his handicap is still 19.The Juvenile (under 18) section is a different story, anything under 42 points and you won't even place, but i suppose that is to be expected as the young lads should improve drastically with regular play. That or they are all serial cheaters From reading these forums for a month or so now, I can't tell if in America competitions are a regular thing, as they are here and with you. People seem to play a lot with friends and those rounds count for handicap which obviously we can't do.