What Are You Doing To Save Money?

[Fraser]

couldn't agree more, IF..and here's the trouble... IF it means NOT going into debt.

Absolutely. I'm not at all saying that people should further put themselves into debt to do this, that just makes things worse than they are currently.

Warren Buffett is a rather extreme example. He is my investing idol, little doubt about that and I have enormous respect for the guy, but I wouldn't drive a Lincoln Town car at my current net worth, let alone $62bn.

[moshdirtjumpr]

I have cut back on the driving range. I now get balls that I have found and hit them in the fields. Alot cheaper. Also cut backs on things I don't need. Not only is golf either.

[ks8829]

cut minor expenses and thinking hard about any mid to major purchases.

[snoofer]

Hitting " Twilight" instead of just playin whenever I feel like it.

16 bucks for as many holes you can get in... From 2:00pm - 5:00pm.

[limotek]

What are you doing do save money in this economy? fortunately, I have not cut back on my golfing but I have to think twice before buying equipment and thinking longer before any purchases. I wanted to buy another car but I decide to keep mine for another couple of years.

Cut back on smoking, drinking and mcdonalds!!

bound to save enough in a year for deposit on a house at these prices!!

[Mr3Putt]

The two step secret to financial success.

1. Make all the money you can.

2. Spend less than that.

[ERC7.5]

Working tons of overtime and paying down all debt while I can.

[Bunker Shot]

This year I will no longer be playing on both Saturday & Sunday. Sundays and twilight only during the week. I still should be able to get in 3 rounds a week. Since the courses are also feeling the pinch, several around here have pushed their twilight time up to 3:00 p.m. My company has also cut back on expenses and golf with clients will be reduced considerably.

[flopdarock]

im pretty much forced into being thrifty due to being a contract worker... i try to work as much as i can cuz i dont know after a contract is over when i will start another again...
the ways i save especially on golf is...
i work 1 day a week at a golf course equaling free golf... i used to spend 50 bucks a round...
i get free range time with unlimited balls... used to spend between 5-11 bucks a bucket depending on the range i went to
when the course is absolutely dead slow... they let employees go ball hawking... i literally have well over 400+ quality balls and countless cheapy balls/poor quality balls
the good balls eliminate me from having to buy balls for a good long time...
the crappy balls i can take to a range that has heat/bays... or i can resell them for 8-10 cents per ball...
im pretty much sticking to my home course and its 2 'sister' courses... i play for free at all 3 i just need to call ahead... which saves me a ton since i used to play a diff course every week... there are tons of courses in my area ranging from 30 bucks on up

[ks8829]

practicing my short game on free practice areas and putting greens.

[carl4four]

Nothing different now than we ever did. Fortunately my wife and I both make good salaries. We live in a house we bought 5 years ago that was way below what we could have bought but was all the two of us needed as it is a little over 2400 square feet. My car is paid for and my wife just bought a new car. I am still buying clubs, balls, etc as I always have and still have my membership. We live on just slightly more than one salary and save the other. We have always put 6% of our salaries into 401K as our companies match 50% up to 6. We have always put additional money away every month (whether the market is up or down) and have enough saved in liquid assets to be able to live on for a year. Both of our companies also have pension plans that the company pays for.

The only thing we haven't done is take a nice vacation but that really is mostly because of work and not being able to get away last year. We will take one this year but not sure where it would be. Somewhere in Europe is our goal (as we hit Ireland and Maui the two previous years). Although you can never be sure we feel secure in our jobs. We will have additional money to save in the future as one child graduates college in 2010 and the other 2012.

In some ways I see this as a good time to buy as if you ahve the ability to buy bargains are out there to be had.

[87vert]

I have not done much cutting back really. Just concentrated more on paying off some debts.

[Prodigy]

well in order to help my family i have been conducting golf club heists and selling for profit

fortunately my father is a Financial advisor so we have all learned how to cut down and spend smarter

[Lonermagee]

I'm finally trying to quit smoking. especially with the new tax increase.

[chipper2]

My wife and I are eating out less and watching our spending a little more carefully. It will not effect my playing golf. I'd sell the cat first to be able to afford golf.

[RussCan]

I agree Pinseeker81. People need to quit freaking out. Savings is great, but we need the American people to get out and spend money.

[WilsonWedgeMan]

I agree Pinseeker81. People need to quit freaking out. Savings is great, but we need the American people to get out and spend money.

spending money just to spend money, seems to me, to be the very reason we got into this mess....the object to financial security is get OUT of debt, not go in deeper.and with less disposable income now, spending that amount won't help much..they won't purchase the big ticket items that's needed to truely stimulate our economy. just my 2cents

[Andycapped]

Getting into the game of golf. Wait...