It’s worth mentioning that you don’t have to be a member of a club or any other “governing body” in order to maintain a handicap.
Go online to your state Golf Association, and you should be able to sign up for a GHIN handicap through them. The cost should be something in the neighborhood of $25-$30 per year.
From there you will be able to manage your handicap via a simple app on your phone…
Sadly, sometimes bad things happen. While it’s easy to say that doing anything that prevents some of those bad things must be good, emotion can cloud the ability to appreciate other serious, unintended consequences that may arise in implementing those things.