Good post - we'd like to toss MyScorecard.com into the ring for your consideration.
* Not part of a regional association, but we have clubs on our site that go directly through the USGA to offer Official USGA handicaps that you can use to enter tournaments requiring one (available for most major metros in the US)
* Full complement of peer review that satisfies USGA requirements
* Tell you what you need to shoot to lower your handicap, and automatically calculate course handicaps
* Keep all your scores forever
* Choose from 35 different statistics to track, as well as performance reporting - how does your putting compare to the average 7-handicapper? Now you'll know
* Form clubs with friends, track each others scores and handicap over time, track points/$won throughout the season, create events and award trophies
The cost is $12.95/yr, however we offer a free, no questions asked 30-day trial. We'd love for you to take a look, and if you have any feedback on how we can make the site work better for you, please let us know.
Thanks for your consideration,
Jack & The MyScorecard team