seems like the internet is full of different info on the handicap calculations. and the USGA definitions are way too time consuming and cumbersome to sift through.

my handicap is about 16, but i haven't ever truly done a real calculation. i just took the last 5 rounds i played (that included a few 8s) and plugged them into an online calculator to get 16.4. thing is i remember giving myself a stroke on one of the rounds, plus i think i needed to adjust down some of the 8s, plus another couple of small rule violations that i know i probably shouldn't do for a real handicap.

so, help me do it right. do i play 10 rounds, adjust the gross score to no more than a max of 7 on a hole, plug those into a calculator online and see what happens? some google info said play 12 rounds and take the 10 best...and the USGA website says something about taking 96% of the average differential of rounds. so, i'm not really sure what i need to do exactly. it seems like it should be written much simpler somewhere, aka a 5 step process that is clear.

thanks for any help.