My college was about 50% Natalie's cost. An order of magnitude would be crazy. I don't think that rule of thumb holds up. 10x over 20-25 years? That's so far out of whack I can't imagine it. Denison costs about $75,000 per year. No way it cost only $7500 in 1996. Allegheny almost as much, and no way did it cost < $7k 25 years ago.
It's gone up but I have no belief it's an order of magnitude.
Sadly, a rule of thumb on tuition is an order of magnitude per generation. When I was a freshman at WPI, my roommate and I were paying $6000 tuition. His dad, who went to WPI, pay $600. Now it $60,000. And frankly, it’s not like the school is worth a 1000% more now.
I would only agree to forgiveness or help where the loans were predatory in nature. There have been instances of this, especially in the for-profit universities. But the cost has to be reined in. It’s far greater than inflation would justify.
My go to ball is the Snell MTB Black (great ball at a great price). Characteristics and performance are comparable to the below balls I also play.
I’ll buy the ZStar (buy 2, get 1) and TP5x (buy 3, get 1) when they’re on sale. I also really like the ProV1, but only play them when I get them as a gift.
I don’t see anything wrong with your bag. Maybe just continue messing around with longer clubs until you find something you really like?
Not sure an extra club in your scoring clubs is necessary either. I think the best way to tighten up that end of the bag is working on flighted shots.