Yeah, I've always felt that as long as you have something reasonably descent to practice/play with; then get out there and practice/play. In all likelihood your swing will change a lot during your first few weeks/months playing.
I surveyed my golfing buddies and nearly all of them started with hand-me-down clubs. Oddly, I was the exception to that. I bought a $150.00 set of Knight Centauri Boxed Set. (I literally bought them on the way to the golf course for company league night.) I played the driver/3 wood/5 wood from that set for about a year, and the irons for about 4 or 5.
I don't think Knight still makes men's golf clubs, but I have fond memories of that set.
Looks like the European Tour is doing something like this. 78 men and 78 women competing against each other for the same purse/trophy with OWGR points awarded. I have lots of questions but it will be interesting to see this play out.
European Tour, LET announce new mixed event
The Scandinavian Mixed will feature men and women competing with and against each other for the same trophy and the same purse.
it's your money, do what you want
(though I agree with the poster, that it's more cost effective to get a used set to learn with. though do NOT pluck a rusty anything and try to learn with that thing. I also wouldn't recommend to someone learning to bowl to just start with a cinder block....)
But you still can’t drive a nail very effectively with a screwdriver.
If the clubs aren’t at least marginally suited to you, you’re not likely to progress and may get frustrated quickly and never really give the game a chance.
Does someone “need” $3500 worth of clubs to learn/enjoy the game? Of course not. But a decent, relatively “full set”, even if used, that are appropriate in terms of physical fit and shaft will go a long way in starting out.