I went from 31 to 29 after 9 holes of our club championship were cancelled. But this is my only 2nd tournament in the last two years so I’m pretty much sandbagging. Next year when the rules change I should be able to get an accurate HCP. My guess is it’s in the 20 range.
Hole out for eagle 2x a year for the rest of my life is my vote, those would help my scores more than a single hole in one would, and at the end of the day I care about my overall score for each round more than if I get a hole in one or not.