Jump to content
Sign in to follow this  
NM Golf

Retirement Plans and Dreams

43 posts / 4151 viewsLast Reply

Recommended Posts

On ‎1‎/‎22‎/‎2019 at 4:05 PM, dennyjones said:

Good luck with that!

I was wondering if Savannah was far enough up the river where the hurricanes wouldn't be as bad as the coast.

Share this post


Link to post
Share on other sites

I currently live in NM too!  My husband and I moved from Michigan 7 years ago (originally from CA) and I will NEVER EVER move back to Michigan, even if it's the only place on earth that has golf.  And I am a winter person - I ski 4 months out of the year.  I love snow and cold weather, but not the Michigan kind.  All I could remember about Michigan summer is how humid it is.  The thunderstorms, hail, rain, etc.  That's why it's so green there. Everything I kept in the basement storage had mold and my joint pain were worse when I lived in Michigan v. now in NM.  Fall is nice, but I can live without it...

DO NOT MOVE TO MICHIGAN!

Edited by FlyingAce

Share this post


Link to post
Share on other sites
Awards, Achievements, and Accolades

1 minute ago, boogielicious said:

I wonder if @dennyjones knows about this! :-P

 

I can't argue against his post too much..  Almost everyone in Michigan has sinus issues and/or arthritis, the doctors will tell people to move to Arizona.   Mold in the basement is real but that is what dehumidifiers are used for.   Unless you are in northern LP or the UP, we don't get enough snow to ski or do much during the winter, even hockey on the ponds is sketchy at times.   The spring and fall here are spectacular though, that's why I'm thinking about being a snow bird.   

Share this post


Link to post
Share on other sites
Awards, Achievements, and Accolades

My retirement has to include skiing during the winter months.

Golf was not in my life until a few years ago.  My husband and I visit Hawaii every year and we'd stay in resorts with beautiful golf courses.  We thought it'd be nice to learn the game and someday, maybe we can play while on vacation.  So, I found some cheap lessons from Groupon and started my journey.  Fast forward to now.  I am hooked and I see myself playing golf in retirement.  I play 5 days a week between April-November, and move to the mountains to ski 5 days a week between December-March.  Retirement is quite a few years away for my husband. We have no kids or family obligations.  I think I am retired, but my husband prefers that I tell people I am "willfully unemployed" until he retires too.  Anyway, we were just talking about retirement and here's our plan:  We will have a home base in the West with nice weather.  During the winter months, we'd get a rental for 4 months to ski, then return to our base for golf the rest of the year. 

We can either stay in NM or we can move back to CA.  We never sold our CA home when we left for MI/NM and rented it out all these years. It is almost paid off so we can always fall back in that home for retirement.  The weather is nice in NM but the issue is how difficult it is to travel - there are no direct flights to anywhere we want to go.  We have to layover somewhere and it cost us both time and money and we don't want to keep doing that.  We also tried out this renting-for-the-winter idea the last 3 seasons.  We found a furnished rental and I stayed there almost full time to ski. It worked out pretty well so I think we will continue to do that in the foreseeable future.  We originally wanted to buy a ski cabin, but we'd only use it for 4 months out of the year and it's a pain to deal with renters and maintain the place, so we axed that idea. And by renting, we are not limited to one ski resort.  We can move around and try different places every year.

So we thought we got it all planned out, but we recently went to Scottsdale AZ and FELL IN LOVE with it.  So, all of a sudden, we have a new option. I started looking at homes in the area and boy, are they expensive!  Not only are homes in Scottsdale expensive, but so is golf!  What I then realized is besides deciding on where to live, we have to plan for where to golf too! And include a healthy budget for it.   Now in NM, golf is relatively inexpensive.  Our golf club membership only cost $350/mth and it will go up to $600/mth once we hit 46, and that's for unlimited golf.  While looking in AZ, there are definitely no "unlimited" golf clubs that's close to what we are paying now, and pay per play is not really an option when we plan to play at least 4 times a week.  So now, we are looking into homes in golf communities that does not cost a kidney to join and there aren't that many.  We will be heading to Scottsdale next month to scout out communities/golf clubs so we can have a better idea of where we can afford to live and play golf regularly.

In the end, our plan is to figure out a location for retirement and buy a house now, so by the time we retire, the house will be paid off already. 

Edited by FlyingAce

Share this post


Link to post
Share on other sites
Awards, Achievements, and Accolades

37 minutes ago, FlyingAce said:

My retirement has to include skiing during the winter months.

Golf was not in my life until a few years ago.  My husband and I visit Hawaii every year and we'd stay in resorts with beautiful golf courses.  We thought it'd be nice to learn the game and someday, maybe we can play while on vacation.  So, I found some cheap lessons from Groupon and started my journey.  Fast forward to now.  I am hooked and I see myself playing golf in retirement.  I play 5 days a week between April-November, and move to the mountains to ski 5 days a week between December-March.  Retirement is quite a few years away for my husband. We have no kids or family obligations.  I think I am retired, but my husband prefers that I tell people I am "willfully unemployed" until he retires too.  Anyway, we were just talking about retirement and here's our plan:  We will have a home base in the West with nice weather.  During the winter months, we'd get a rental for 4 months to ski, then return to our base for golf the rest of the year. 

We can either stay in NM or we can move back to CA.  We never sold our CA home when we left for MI/NM and rented it out all these years. It is almost paid off so we can always fall back in that home for retirement.  The weather is nice in NM but the issue is how difficult it is to travel - there are no direct flights to anywhere we want to go.  We have to layover somewhere and it cost us both time and money and we don't want to keep doing that.  We also tried out this renting-for-the-winter idea the last 3 seasons.  We found a furnished rental and I stayed there almost full time to ski. It worked out pretty well so I think we will continue to do that in the foreseeable future.  We originally wanted to buy a ski cabin, but we'd only use it for 4 months out of the year and it's a pain to deal with renters and maintain the place, so we axed that idea. And by renting, we are not limited to one ski resort.  We can move around and try different places every year.

So we thought we got it all planned out, but we recently went to Scottsdale AZ and FELL IN LOVE with it.  So, all of a sudden, we have a new option. I started looking at homes in the area and boy, are they expensive!  Not only are homes in Scottsdale expensive, but so is golf!  What I then realized is besides deciding on where to live, we have to plan for where to golf too! And include a healthy budget for it.   Now in NM, golf is relatively inexpensive.  Our golf club membership only cost $350/mth and it will go up to $600/mth once we hit 46, and that's for unlimited golf.  While looking in AZ, there are definitely no "unlimited" golf clubs that's close to what we are paying now, and pay per play is not really an option when we plan to play at least 4 times a week.  So now, we are looking into homes in golf communities that does not cost a kidney to join and there aren't that many.  We will be heading to Scottsdale next month to scout out communities/golf clubs so we can have a better idea of where we can afford to live and play golf regularly.

In the end, our plan is to figure out a location for retirement and buy a house now, so by the time we retire, the house will be paid off already. 

Golf prices and the prices of home definitely come into play when deciding where to move.

Share this post


Link to post
Share on other sites
Awards, Achievements, and Accolades

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  



  • Want to join this community?

    We'd love to have you!

    Sign Up
  • TST Affiliates

    SuperSpeed
    TourStriker PlaneMate
    Golfer's Journal
    FlightScope Mevo
    Use the code "iacas" for 10% off Mevo
  • Posts

    • Riverpines Golf Club - 69.4/127 - Par 70 - Blue Tees So, I did the thing again... that thing where I break 90... and shot an 87 on a tight, heavily wooded course that I've only played a couple of times, and had not played in about two-and-a-half years.  It was also the first time in that same length of time since I putted on bentgrass greens, which I did pretty well. I managed to get around the course with only four double bogeys, and one of those was on a par five where I attempted to lay-up with a seven-iron, and discovered that it was too much club.  Otherwise, I hit a bunch of really good iron shots with everything in the bag, and I only really struggled with the driver.  I only hit six fairways, but I managed to make up for it with some really good approach shots that either got me on the green, or close to it.  I only hit three greens in regulation, but I was around greens in regulation - fringe, bunker, etc. - 11 times.  I didn't hit a single poor iron shot all day.  The only poor results were a result of not knowing my yardages, which I plan on dealing with.  I also was using my old AP-1s, which are not as forgiving or long as my G30s, but I was still hitting them a long way.  With their narrower sole, I was worried about hitting shots, but I was hitting them really crisply.  Putting was a bit of an issue, but most of the misses were due to pace on the bentgrass greens.  I had 33 putts, and only three putted twice.  Of course, those numbers are a bit skewed with putts, chips, and pitches from around the greens, but I hit several really good putts, both from distance, as well as from six to ten feet.  I made five clutch par putts, and only two of them were less than five feet.  Another positive that I took from this round is that I scored a stroke better on the back than I did on the front, and it was really hot and humid. Confidence is growing... and my handicap is shrinking... down from 22.5 to 21.7.  I feel like if I go back out to Pine Hills now, that I will shoot in the low 80s, or possibly even break 80.
    • Regarding stigma, I think those days are passing. Years ago when graphite iron shafts were beginning to surface you have to remember the technologies for producing graphite were not as roust as today. So you had numerous graphite shafts that had tip breakage, out of round (created a whole "spine your shaft business model" and inconsistent weighting from shaft to shaft. So none of the top players would commit to something so hit or miss. Plus the "feel" was nowhere near what generations of golfers were use to with steel shafts. In more recent times the graphite/carbon fiber technologies have exceeded steel capabilities in most areas. I volunteer for a senior Champions Tour event, I see as many irons with steelfibers as TT or KBS. So I think graphite is on par with steel irons shafts. I mean think about it, graphite took away steel shafts in woods, its only a matter of time regarding irons/wedges. I like having a choice with both as I am all about feel. But I think those in the know understand that graphite has its advantages when fit properly. 
    • Tee times at Whispering Woods are booked for: 9:40, 9:50, 10:00, 10:10. We may not need the last one, but just in case… I'll figure out a game to play or something, depending on everyone's mood once we get closer to the date(s). P.S. I'm still open to other options, but Rich gave me the reduced rate of $45 (cart included of course) for a weekend morning block of tee times, and we can play the blue or white tees. I'll endeavor to put experienced people with each group, too. 🙂
    • Nothing stops you from starting to learn what he's talking about, of course.
  • TST Blog Entries

  • Blog Entries

  • Today's Birthdays

    1. abjadoon
      abjadoon
      (33 years old)
    2. rustbelt
      rustbelt
      (67 years old)
    3. shopsexactly569
      shopsexactly569
      (35 years old)
    4. smithjack
      smithjack
      (29 years old)

×
×
  • Create New...

Important Information

Welcome to TST! Signing up is free, and you'll see fewer ads and can talk with fellow golf enthusiasts! By using TST, you agree to our Terms of Use, our Privacy Policy, and our Guidelines.

The popup will be closed in 10 seconds...